{"id":7839,"date":"2024-06-08T13:28:48","date_gmt":"2024-06-08T13:28:48","guid":{"rendered":"https:\/\/discountcapital.co.ke\/?page_id=7839"},"modified":"2025-11-04T13:21:17","modified_gmt":"2025-11-04T13:21:17","slug":"best-invoice-discounting-in-kenya","status":"publish","type":"page","link":"https:\/\/discountcapital.co.ke\/best-invoice-discounting-in-kenya\/","title":{"rendered":"Invoice Discounting"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1717671265613{padding-top: 200px !important;padding-bottom: 150px !important;background-image: url(https:\/\/discountcapital.co.ke\/wp-content\/uploads\/2023\/06\/services23.webp?id=7522) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;50px&#8221;]<header class=\"kd-section-title col-lg-12 text-left  kd-animated fadeIn  \" data-animation-delay=200><h2 class=\"separator_off\" style=\"color: #ffffff;font-size: 42px;\">Boost your working capital with our invoice discounting in Kenya, for up to KES 7M.<\/h2><p class=\"subtitle \" style=\"color: #ffffff;\">Whether you are an SME owner, individual trader, and sole proprietor, our invoice discounting in Kenya guarantees your working capital for up to KES 7,000,000, with a repayment period of up to 90 days.<\/p><\/header>[vc_empty_space height=&#8221;10px&#8221;]<a  href=\"#Contact-us\" class=\"tt_button tt_primary_button btn_primary_color  pull-left button-scroll-to-section icon_right kd-animated zoomIn btn-smooth-scroll\" data-animation-delay=200><span class=\"prim_text\">Check Qualification<\/span><span class=\"fas fa-caret-down iconita\"><\/span><\/a>[\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1717670365365{padding-top: 20px !important;padding-right: 40px !important;padding-bottom: 20px !important;padding-left: 40px !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;]<header class=\"kd-section-title col-lg-12 text-center  kd-animated fadeIn  \" data-animation-delay=200><h2 class=\"separator_off\" style=\"color: #232959;font-size: 27px;\">Get Started Now<\/h2><\/header>[vc_column_text css=&#8221;&#8221;]<div class=\"forminator-ui forminator-custom-form forminator-custom-form-7981 forminator-design--default  forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-7981\" data-uid=\"69e49bd99ab79\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-7981\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-7981 forminator-design--default  forminator_ajax\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"7981\"\n\t\t\t\t data-color-option=\"theme\" data-design=\"default\" data-grid=\"open\" style=\"display: none;\"\n\t\t\t\tdata-uid=\"69e49bd99ab79\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"name-1\" class=\"forminator-field-name forminator-col forminator-col-12 \"><div class=\"forminator-row forminator-no-margin\" data-multiple=\"true\"><div class=\"forminator-col forminator-col-md-6\"><div class=\"forminator-field\"><label for=\"forminator-field-first-name-1_69e49bd99ab79\" id=\"forminator-field-first-name-1_69e49bd99ab79-label\" class=\"forminator-label\">First Name <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"name-1-first-name\" placeholder=\"\" id=\"forminator-field-first-name-1_69e49bd99ab79\" class=\"forminator-input\" aria-required=\"true\" data-multi=\"1\" autocomplete=\"given-name\" value=\"\" \/><\/div><\/div><div class=\"forminator-col forminator-col-md-6\"><div class=\"forminator-field\"><label for=\"forminator-field-last-name-1_69e49bd99ab79\" id=\"forminator-field-last-name-1_69e49bd99ab79-label\" class=\"forminator-label\">Last Name<\/label><input type=\"text\" name=\"name-1-last-name\" placeholder=\"\" id=\"forminator-field-last-name-1_69e49bd99ab79\" class=\"forminator-input\" aria-required=\"false\" data-multi=\"1\" autocomplete=\"family-name\" value=\"\" \/><\/div><\/div><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"phone-1\" class=\"forminator-field-phone forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-phone-1_69e49bd99ab79\" id=\"forminator-field-phone-1_69e49bd99ab79-label\" class=\"forminator-label\">Phone: <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"phone-1\" value=\"\" placeholder=\"\" id=\"forminator-field-phone-1_69e49bd99ab79\" class=\"forminator-input forminator-field--phone\" data-required=\"1\" aria-required=\"true\" autocomplete=\"off\" \/><\/div><\/div><div id=\"email-1\" class=\"forminator-field-email forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-email-1_69e49bd99ab79\" id=\"forminator-field-email-1_69e49bd99ab79-label\" class=\"forminator-label\">Email Address: <span class=\"forminator-required\">*<\/span><\/label><input type=\"email\" name=\"email-1\" value=\"\" placeholder=\"\" id=\"forminator-field-email-1_69e49bd99ab79\" class=\"forminator-input forminator-email--field\" data-required=\"1\" aria-required=\"true\" autocomplete=\"email\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"select-1\" class=\"forminator-field-select forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-form-7981__field--select-1_69e49bd99ab79\" id=\"forminator-form-7981__field--select-1_69e49bd99ab79-label\" class=\"forminator-label\">Select Product <span class=\"forminator-required\">*<\/span><\/label><select  id=\"forminator-form-7981__field--select-1_69e49bd99ab79\" class=\"forminator-select--field forminator-select2 forminator-select2-multiple\" data-required=\"1\" name=\"select-1\" data-default-value=\"Select-Product\" data-hidden-behavior=\"zero\" data-placeholder=\"Please select an option\" data-search=\"false\" data-search-placeholder=\"Please select an option\" data-checkbox=\"false\" data-allow-clear=\"false\" aria-labelledby=\"forminator-form-7981__field--select-1_69e49bd99ab79-label\"><option value=\"\"  >Please select an option<\/option><option value=\"Select-Product\" selected=\"selected\" data-calculation=\"0\">Select Product<\/option><option value=\"one\"  data-calculation=\"0\">Invoice Discounting<\/option><option value=\"two\"  data-calculation=\"0\">Cheque Discounting<\/option><option value=\"LPO-Financing\"  data-calculation=\"0\">LPO Financing<\/option><option value=\"Short-Term-Business-Loan\"  data-calculation=\"0\">Short Term Business Loan<\/option><option value=\"Bonds\"  data-calculation=\"0\">Bonds<\/option><option value=\"Letters-Of-Credit\"  data-calculation=\"0\">Letters Of Credit<\/option><option value=\"Leasing-Finance\"  data-calculation=\"0\">Leasing Finance<\/option><option value=\"Import-Duty-Financing\"  data-calculation=\"0\">Import Duty Financing<\/option><option value=\"Structured-Trade-Finance\"  data-calculation=\"0\">Structured Trade Finance<\/option><option value=\"Insurance-Premium-Financing\"  data-calculation=\"0\">Insurance Premium Financing<\/option><\/select><\/div><\/div><div id=\"text-1\" class=\"forminator-field-text forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-text-1_69e49bd99ab79\" id=\"forminator-field-text-1_69e49bd99ab79-label\" class=\"forminator-label\">Amount Needed: <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"text-1\" value=\"\" placeholder=\"\" id=\"forminator-field-text-1_69e49bd99ab79\" class=\"forminator-input forminator-name--field\" data-required=\"1\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"captcha-1\" class=\"forminator-field-captcha forminator-col forminator-col-12 \"><div class=\"forminator-captcha-left forminator-g-recaptcha\" data-theme=\"light\"  data-sitekey=\"6Lc3MvonAAAAAHl474-aKA1YhA_ukVbu0GoKnKak\" data-size=\"normal\"><\/div> <\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit\">Submit Now<\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"c1eaecedda\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/jsoncall\/wp\/v2\/pages\/7839\" \/><input type=\"hidden\" name=\"form_id\" value=\"7981\"><input type=\"hidden\" name=\"page_id\" value=\"7839\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/discountcapital.co.ke\/best-invoice-discounting-in-kenya\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><\/form>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1717843790150{padding-top: 50px !important;padding-bottom: 50px !important;background-color: #f5f5f5 !important;}&#8221;][vc_column][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_hidden-xs&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;]<header class=\"kd-section-title col-lg-12 text-center  kd-animated fadeIn  \" data-animation-delay=200><h2 class=\"separator_off\" style=\"color: #232959;\">3-Step process to guarantee your working capital. Pay back in 90 days.<\/h2><\/header>[vc_column_text]As part of <a href=\"https:\/\/discountcapital.co.ke\/receivable-based-financing\/\" target=\"_blank\" rel=\"noopener\">receivable-based financing products<\/a>, our invoice discounting facility is a flexible solution to guarantee your business success when you need it most.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_hidden-xs&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1539608429392{padding-top: 40px !important;}&#8221;][vc_column_inner]\r\n            <div class=\"kd-process-steps process_three_elem process-checkbox-template \">\r\n                <ul>\r\n                <li class=\"pss-item kd-animated fadeIn \"  >\r\n                    <div class=\"pss-container\"><div class=\"pss-step-number\"><span >1<\/span><\/div><div class=\"pss-text-area\">\r\n                            <h5 >Check Qualification Online<\/h5>\r\n                            <p >Use our simple online form to verify qualification for financing. Takes less than 3 minutes to finish.<\/p><\/div>\r\n                    <\/div>\r\n                <\/li>\r\n                <li class=\"pss-item kd-animated fadeIn \"  data-animation-delay=200>\r\n                    <div class=\"pss-container\"><div class=\"pss-step-number\"><span >2<\/span><\/div><div class=\"pss-text-area\">\r\n                            <h5 >Meet with our representative<\/h5>\r\n                            <p >Once you are prequalified, a representative will schedule an appointment and review your KYC documents so you make your application.<\/p><\/div>\r\n                    <\/div>\r\n                <\/li>\r\n                <li class=\"pss-item kd-animated fadeIn \"  data-animation-delay=400>\r\n                    <div class=\"pss-container\"><div class=\"pss-step-number\"><span >3<\/span><\/div><div class=\"pss-text-area\">\r\n                            <h5 >Funds Deposited<\/h5>\r\n                            <p >Once your application is reviewed and approved, the funds will be deposited to your account to keep your business on track.<\/p><\/div>\r\n                    <\/div>\r\n                <\/li><\/ul>\r\n            <\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1717844883103{padding-top: 50px !important;background-color: #f4fbff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;]<header class=\"kd-section-title col-lg-12 text-center  kd-animated fadeIn  \" data-animation-delay=200><h2 class=\"separator_off\" style=\"color: #232959;\">What else should you know about our invoice discounting service?<\/h2><\/header>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1717844936904{padding-bottom: 50px !important;background-color: #f4fbff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/12&#8243; css=&#8221;.vc_custom_1515752113308{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][\/vc_column][vc_column width=&#8221;5\/6&#8243;][vc_toggle title=&#8221;How Much Can I Get With Invoice Discounting&#8221; css_animation=&#8221;none&#8221;]<\/p>\n<ul>\n<li>Minimum Limit: Kes. 100,000<\/li>\n<li>Maximum Limit: Kes. 7,000,000, with a single invoice not to exceed 25% of the limit.<\/li>\n<li>Note that Exceptions to higher or lower limits may be considered, subject to policy approval.<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Our Limit Maintenance&#8221; css_animation=&#8221;none&#8221;]<\/p>\n<ul>\n<li><em><strong>New Customers and New Procuring Entity<\/strong>:<\/em> Limit available for 6 months, then renewed for 6 months. Subsequently, renewed annually with fresh bank statements.<\/li>\n<li><em><strong>New Customer and Existing Procuring Entity<\/strong>:<\/em> Limit available for 6 months, then renewed for 6 months. Subsequently, renewed annually with fresh bank statements.<\/li>\n<li><em><strong>Existing Customer\/Existing Procuring Entity<\/strong>:<\/em> Limit available for 12 months, then renewed annually with fresh bank statements.<\/li>\n<li><em><strong>Existing Customer\/New Procuring Entity<\/strong>:<\/em> Limit available for 12 months, then renewed annually with fresh bank statements.<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What Application Documents Are Required?&#8221;]<\/p>\n<ul>\n<li>Completed application form<\/li>\n<li>Copy of National ID\/Passport<\/li>\n<li>MemArts\/CR1 &amp; CR2 copies<\/li>\n<li>Certificate of Incorporation copy<\/li>\n<li>Bank\/M-Pesa statements for the last 6 months<\/li>\n<li>Copy of company and directors&#8217; PIN Certificates<\/li>\n<li>Trading License copy\/Utility bills copy (Electricity or water)<\/li>\n<li>2 passport-size photos<\/li>\n<li>Company profile (if available)<\/li>\n<li>Management books of accounts (if available)<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What Collateral Documents Are Required?&#8221;]<\/p>\n<ul>\n<li>Letter of undertaking\/assignment from the procuring entity<\/li>\n<li>Letter of offer<\/li>\n<li>Standard DCL documents<\/li>\n<li>Securities as detailed in the Credit Policy<\/li>\n<li>Limit Maintenance<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How Long is the Repayment Period?&#8221;]Our invoice discounting in Kenya service is accessible for a maximum of Ninety\/90 days.[\/vc_toggle][vc_toggle title=&#8221;What Qualification Criteria Applies?&#8221;]<\/p>\n<ul>\n<li>Business operation for at least 1 year<\/li>\n<li>Individual customers must be at least 21 years old<\/li>\n<li>Banking with current bankers for at least 6 months<\/li>\n<li>Maximum three unpaid items in the last 6 months<\/li>\n<li>Maximum two excess drawings in the last 6 months<\/li>\n<li>Regular and consistent credits in the account for the last 12 months without a declining trend<\/li>\n<li>Not on the prohibited list as defined in the Credit Policy<\/li>\n<li>Kenyan nationality<\/li>\n<li>Security Arrangements and Documentation<\/li>\n<\/ul>\n<p>[\/vc_toggle][\/vc_column][vc_column width=&#8221;1\/12&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; kd_top_separator_style=&#8221;rounded-up&#8221; kd_top_separator_height=&#8221;separator-height-medium&#8221; kd_top_separator=&#8221;true&#8221; kd_top_separator_bg=&#8221;#f4fbff&#8221; css=&#8221;.vc_custom_1717844959451{margin-bottom: 60px !important;padding-top: 80px !important;padding-bottom: 80px !important;}&#8221; el_id=&#8221;Contact-us&#8221;][vc_column]<header class=\"kd-section-title col-lg-12 text-center  kd-animated fadeIn   vc_custom_1693817243825\" data-animation-delay=200><h2 class=\"separator_off\" style=\"color: #232959;\">Apply for finance now<\/h2><h6 class=\"subtitle \" style=\"color: #232959;font-size: 18px;\">Use the form to check if you qualify for our financing.<\/h6><\/header>[vc_empty_space][vc_row_inner css=&#8221;.vc_custom_1693053855578{padding-top: 50px !important;padding-bottom: 90px !important;border-radius: 35px !important;}&#8221; el_class=&#8221;with-shadow&#8221;][vc_column_inner css=&#8221;.vc_custom_1693053770061{padding-right: 40px !important;padding-left: 40px !important;border-radius: 1px !important;}&#8221;][vc_column_text css=&#8221;&#8221;]<form id=\"forminator-module-7970\" class=\"forminator-custom-form forminator-custom-form-7970\" method=\"post\" data-forminator-render=\"0\" data-uid=\"69e49bd9a93e2\"><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><\/form>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1717844846156{padding-top: 80px !important;padding-bottom: 80px !important;background-color: #f4fbff !important;}&#8221;][vc_column css=&#8221;.vc_custom_1515677064675{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_row_inner][vc_column_inner]<header class=\"kd-section-title vc_col-lg-6 vc_col-sm-8 text-center  kd-animated fadeIn   vc_custom_1717880445003\" data-animation-delay=200><h2 class=\"separator_off\" >Latest news reads on invoice discounting in Kenya<\/h2><h6 class=\"subtitle \" style=\"font-size: 18px;\">Explore our blog for insightful articles on invoice discounting in Kenya including trends, news and more<\/h6><\/header>[\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1541417551563{padding-bottom: 100px !important;}&#8221;][vc_column_inner][vc_basic_grid post_type=&#8221;post&#8221; max_items=&#8221;3&#8243; item=&#8221;4339&#8243; grid_id=&#8221;vc_gid:1762261541878-4e1c47d5-20f8-5&#8243; taxonomies=&#8221;22&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1717671265613{padding-top: 200px !important;padding-bottom: 150px !important;background-image: url(https:\/\/discountcapital.co.ke\/wp-content\/uploads\/2023\/06\/services23.webp?id=7522) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;50px&#8221;][vc_empty_space height=&#8221;10px&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243; [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7842,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7839","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/pages\/7839","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/comments?post=7839"}],"version-history":[{"count":7,"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/pages\/7839\/revisions"}],"predecessor-version":[{"id":7841,"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/pages\/7839\/revisions\/7841"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/media\/7842"}],"wp:attachment":[{"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/media?parent=7839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}