{"id":7845,"date":"2024-06-08T21:01:27","date_gmt":"2024-06-08T21:01:27","guid":{"rendered":"https:\/\/discountcapital.co.ke\/?page_id=7845"},"modified":"2025-11-04T13:20:59","modified_gmt":"2025-11-04T13:20:59","slug":"best-lpo-financing-in-kenya","status":"publish","type":"page","link":"https:\/\/discountcapital.co.ke\/best-lpo-financing-in-kenya\/","title":{"rendered":"LPO Financing"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1717671265613{padding-top: 200px !important;padding-bottom: 150px !important;background-image: url(https:\/\/discountcapital.co.ke\/wp-content\/uploads\/2023\/06\/services23.webp?id=7522) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;50px&#8221;]<header class=\"kd-section-title col-lg-12 text-left  kd-animated fadeIn  \" data-animation-delay=200><h2 class=\"separator_off\" style=\"color: #ffffff;font-size: 42px;\">Access up to 80% of your LPO value with our LPO financing in Kenya<\/h2><p class=\"subtitle \" style=\"color: #ffffff;\">Whether you are an SME owner, individual trader, and sole proprietor, our LPO financing in Kenya helps you deliver the desired goods and services you have committed to in your business transactions.<\/p><\/header>[vc_empty_space height=&#8221;10px&#8221;]<a  href=\"#Contact-us\" class=\"tt_button tt_primary_button btn_primary_color  pull-left button-scroll-to-section icon_right kd-animated zoomIn btn-smooth-scroll\" data-animation-delay=200><span class=\"prim_text\">Check Qualification<\/span><span class=\"fas fa-caret-down iconita\"><\/span><\/a>[\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1717670365365{padding-top: 20px !important;padding-right: 40px !important;padding-bottom: 20px !important;padding-left: 40px !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;]<header class=\"kd-section-title col-lg-12 text-center  kd-animated fadeIn  \" data-animation-delay=200><h2 class=\"separator_off\" style=\"color: #232959;font-size: 27px;\">Get Started Now<\/h2><\/header>[vc_column_text css=&#8221;&#8221;]<div class=\"forminator-ui forminator-custom-form forminator-custom-form-7981 forminator-design--default  forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-7981\" data-uid=\"69e9e63044302\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-7981\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-7981 forminator-design--default  forminator_ajax\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"7981\"\n\t\t\t\t data-color-option=\"theme\" data-design=\"default\" data-grid=\"open\" style=\"display: none;\"\n\t\t\t\tdata-uid=\"69e9e63044302\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"name-1\" class=\"forminator-field-name forminator-col forminator-col-12 \"><div class=\"forminator-row forminator-no-margin\" data-multiple=\"true\"><div class=\"forminator-col forminator-col-md-6\"><div class=\"forminator-field\"><label for=\"forminator-field-first-name-1_69e9e63044302\" id=\"forminator-field-first-name-1_69e9e63044302-label\" class=\"forminator-label\">First Name <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"name-1-first-name\" placeholder=\"\" id=\"forminator-field-first-name-1_69e9e63044302\" class=\"forminator-input\" aria-required=\"true\" data-multi=\"1\" autocomplete=\"given-name\" value=\"\" \/><\/div><\/div><div class=\"forminator-col forminator-col-md-6\"><div class=\"forminator-field\"><label for=\"forminator-field-last-name-1_69e9e63044302\" id=\"forminator-field-last-name-1_69e9e63044302-label\" class=\"forminator-label\">Last Name<\/label><input type=\"text\" name=\"name-1-last-name\" placeholder=\"\" id=\"forminator-field-last-name-1_69e9e63044302\" class=\"forminator-input\" aria-required=\"false\" data-multi=\"1\" autocomplete=\"family-name\" value=\"\" \/><\/div><\/div><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"phone-1\" class=\"forminator-field-phone forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-phone-1_69e9e63044302\" id=\"forminator-field-phone-1_69e9e63044302-label\" class=\"forminator-label\">Phone: <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"phone-1\" value=\"\" placeholder=\"\" id=\"forminator-field-phone-1_69e9e63044302\" class=\"forminator-input forminator-field--phone\" data-required=\"1\" aria-required=\"true\" autocomplete=\"off\" \/><\/div><\/div><div id=\"email-1\" class=\"forminator-field-email forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-email-1_69e9e63044302\" id=\"forminator-field-email-1_69e9e63044302-label\" class=\"forminator-label\">Email Address: <span class=\"forminator-required\">*<\/span><\/label><input type=\"email\" name=\"email-1\" value=\"\" placeholder=\"\" id=\"forminator-field-email-1_69e9e63044302\" class=\"forminator-input forminator-email--field\" data-required=\"1\" aria-required=\"true\" autocomplete=\"email\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"select-1\" class=\"forminator-field-select forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-form-7981__field--select-1_69e9e63044302\" id=\"forminator-form-7981__field--select-1_69e9e63044302-label\" class=\"forminator-label\">Select Product <span class=\"forminator-required\">*<\/span><\/label><select  id=\"forminator-form-7981__field--select-1_69e9e63044302\" class=\"forminator-select--field forminator-select2 forminator-select2-multiple\" data-required=\"1\" name=\"select-1\" data-default-value=\"Select-Product\" data-hidden-behavior=\"zero\" data-placeholder=\"Please select an option\" data-search=\"false\" data-search-placeholder=\"Please select an option\" data-checkbox=\"false\" data-allow-clear=\"false\" aria-labelledby=\"forminator-form-7981__field--select-1_69e9e63044302-label\"><option value=\"\"  >Please select an option<\/option><option value=\"Select-Product\" selected=\"selected\" data-calculation=\"0\">Select Product<\/option><option value=\"one\"  data-calculation=\"0\">Invoice Discounting<\/option><option value=\"two\"  data-calculation=\"0\">Cheque Discounting<\/option><option value=\"LPO-Financing\"  data-calculation=\"0\">LPO Financing<\/option><option value=\"Short-Term-Business-Loan\"  data-calculation=\"0\">Short Term Business Loan<\/option><option value=\"Bonds\"  data-calculation=\"0\">Bonds<\/option><option value=\"Letters-Of-Credit\"  data-calculation=\"0\">Letters Of Credit<\/option><option value=\"Leasing-Finance\"  data-calculation=\"0\">Leasing Finance<\/option><option value=\"Import-Duty-Financing\"  data-calculation=\"0\">Import Duty Financing<\/option><option value=\"Structured-Trade-Finance\"  data-calculation=\"0\">Structured Trade Finance<\/option><option value=\"Insurance-Premium-Financing\"  data-calculation=\"0\">Insurance Premium Financing<\/option><\/select><\/div><\/div><div id=\"text-1\" class=\"forminator-field-text forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-text-1_69e9e63044302\" id=\"forminator-field-text-1_69e9e63044302-label\" class=\"forminator-label\">Amount Needed: <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"text-1\" value=\"\" placeholder=\"\" id=\"forminator-field-text-1_69e9e63044302\" class=\"forminator-input forminator-name--field\" data-required=\"1\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"captcha-1\" class=\"forminator-field-captcha forminator-col forminator-col-12 \"><div class=\"forminator-captcha-left forminator-g-recaptcha\" data-theme=\"light\"  data-sitekey=\"6Lc3MvonAAAAAHl474-aKA1YhA_ukVbu0GoKnKak\" data-size=\"normal\"><\/div> <\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit\">Submit Now<\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"d82ae37cd4\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/jsoncall\/wp\/v2\/pages\/7845\" \/><input type=\"hidden\" name=\"form_id\" value=\"7981\"><input type=\"hidden\" name=\"page_id\" value=\"7845\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/discountcapital.co.ke\/best-lpo-financing-in-kenya\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><\/form>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1717843790150{padding-top: 50px !important;padding-bottom: 50px !important;background-color: #f5f5f5 !important;}&#8221;][vc_column][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_hidden-xs&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;]<header class=\"kd-section-title col-lg-12 text-center  kd-animated fadeIn  \" data-animation-delay=200><h2 class=\"separator_off\" style=\"color: #232959;\">Enjoy the best rates with our risk-based pricing model. Apply now in 3 simple steps<\/h2><\/header>[vc_column_text]LPO financing in Kenya is a <a href=\"https:\/\/discountcapital.co.ke\/receivable-based-financing\/\" target=\"_blank\" rel=\"noopener\">receivable-based financing solution<\/a>, a flexible service guaranteed to help you fulfill your supply promises to your customers.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; offset=&#8221;vc_hidden-xs&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1539608429392{padding-top: 40px !important;}&#8221;][vc_column_inner]\r\n            <div class=\"kd-process-steps process_three_elem process-checkbox-template \">\r\n                <ul>\r\n                <li class=\"pss-item kd-animated fadeIn \"  >\r\n                    <div class=\"pss-container\"><div class=\"pss-step-number\"><span >1<\/span><\/div><div class=\"pss-text-area\">\r\n                            <h5 >Check Qualification Online<\/h5>\r\n                            <p >Use our simple online form to verify qualification for financing. Takes less than 3 minutes to finish.<\/p><\/div>\r\n                    <\/div>\r\n                <\/li>\r\n                <li class=\"pss-item kd-animated fadeIn \"  data-animation-delay=200>\r\n                    <div class=\"pss-container\"><div class=\"pss-step-number\"><span >2<\/span><\/div><div class=\"pss-text-area\">\r\n                            <h5 >Meet with our representative<\/h5>\r\n                            <p >Once you are prequalified, a representative will schedule an appointment and review your KYC documents so you make your application.<\/p><\/div>\r\n                    <\/div>\r\n                <\/li>\r\n                <li class=\"pss-item kd-animated fadeIn \"  data-animation-delay=400>\r\n                    <div class=\"pss-container\"><div class=\"pss-step-number\"><span >3<\/span><\/div><div class=\"pss-text-area\">\r\n                            <h5 >Funds Deposited<\/h5>\r\n                            <p >Once your application is reviewed and approved, the funds will be deposited to your account to keep your business on track.<\/p><\/div>\r\n                    <\/div>\r\n                <\/li><\/ul>\r\n            <\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1717844883103{padding-top: 50px !important;background-color: #f4fbff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;]<header class=\"kd-section-title col-lg-12 text-center  kd-animated fadeIn  \" data-animation-delay=200><h2 class=\"separator_off\" style=\"color: #232959;\">What else should you know about our LPO financing in Kenya product?<\/h2><\/header>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1717844936904{padding-bottom: 50px !important;background-color: #f4fbff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/12&#8243; css=&#8221;.vc_custom_1515752113308{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][\/vc_column][vc_column width=&#8221;5\/6&#8243;][vc_toggle title=&#8221;How Much Financing Will I Get?&#8221; css_animation=&#8221;none&#8221;]Up to 80% of your LPO Contract value.[\/vc_toggle][vc_toggle title=&#8221;How Does Your Pricing Work?&#8221; css_animation=&#8221;none&#8221;]<\/p>\n<ul>\n<li>Interest Rate: Minimum of 3% per 30 days or part thereof. Lower rates may be considered with exceptional approval.<\/li>\n<li>Default Rate: (+2% over the standard rate) effective after a 30-day grace period from the due date.<\/li>\n<li>Interest is charged on the financed amount, without upfront fees.<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How Much Fees Are Charged?&#8221;]<\/p>\n<ul>\n<li>Arrangement Fees: Range from 1% to 3% (minimum of Kshs 5,000).<\/li>\n<li>Negotiable fees for the duration of the offer letter, dependent on the client relationship.<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What Security Arrangements And Documentation Are Involved?&#8221;]<\/p>\n<ul>\n<li>Securities as per the Credit Policy.<\/li>\n<li>Assignment of payment to DCL or to an escrow account where DCL has equal control.<\/li>\n<li>Comprehensive insurance cover copy.<\/li>\n<li>Letter of offer.<\/li>\n<li>KYC compliance.<\/li>\n<li>Personal insurance for individuals.<\/li>\n<li>Standard DCL documents.<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What Documents Are Required?&#8221;]<\/p>\n<ul>\n<li>Completed application form.<\/li>\n<li>Copy of National ID\/Passport.<\/li>\n<li>MemArts\/CR1 &amp; CR2 copy.<\/li>\n<li>Certificate of Incorporation copy.<\/li>\n<li>Bank\/M-Pesa statements for the last 6 months.<\/li>\n<li>Copy of the PIN Certificate of company and directors.<\/li>\n<li>Copy of Trading License\/Utility bills.<\/li>\n<li>2 Passport size photos.<\/li>\n<li>Management books of Accounts (if available).<\/li>\n<li>Company profile (if available).<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What Qualification Criteria Applies?&#8221;]<\/p>\n<ul>\n<li>Business operation for a minimum of 1 year.<\/li>\n<li>Individual customers must be at least 21 years old.<\/li>\n<li>Banking history with current bankers for at least 6 months.<\/li>\n<li>Maximum of three unpaid items in the last 6 months.<\/li>\n<li>Maximum of two excess drawings in the last 6 months.<\/li>\n<li>No past due LCs, loans, or interest arrears in the last 6 months.<\/li>\n<li>Regular and consistent credits in the account for the last 12 months, without a declining trend.<\/li>\n<li>Maximum monthly repayments not exceeding 30% of the average monthly turnover of the last 12 months.<\/li>\n<li>Debt Servicing Capacity Ratio not exceeding 50%.<\/li>\n<li>Not on the prohibited list as defined in the Credit Policy.<\/li>\n<li>Kenyan nationality.<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How Is Your Limit Maintenance Offer Like?&#8221; css_animation=&#8221;none&#8221;]<\/p>\n<ul>\n<li>New Customers and New Procuring Entity: Limit available for 6 months, then renewed for 6 months. Annual renewal thereafter with fresh bank statements.<\/li>\n<li>New Customer and Existing Procuring Entity: Same renewal process as above.<\/li>\n<li>Existing Customer and Existing Procuring Entity: Limit available for 12 months, then renewed annually with fresh bank statements.<\/li>\n<li>Existing Customer and New Procuring Entity: Same renewal process as above.<\/li>\n<\/ul>\n<p>[\/vc_toggle][\/vc_column][vc_column width=&#8221;1\/12&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; kd_top_separator_style=&#8221;rounded-up&#8221; kd_top_separator_height=&#8221;separator-height-medium&#8221; kd_top_separator=&#8221;true&#8221; kd_top_separator_bg=&#8221;#f4fbff&#8221; css=&#8221;.vc_custom_1717844959451{margin-bottom: 60px !important;padding-top: 80px !important;padding-bottom: 80px !important;}&#8221; el_id=&#8221;Contact-us&#8221;][vc_column]<header class=\"kd-section-title col-lg-12 text-center  kd-animated fadeIn   vc_custom_1693817243825\" data-animation-delay=200><h2 class=\"separator_off\" style=\"color: #232959;\">Apply for finance now<\/h2><h6 class=\"subtitle \" style=\"color: #232959;font-size: 18px;\">Use the form to check if you qualify for our financing.<\/h6><\/header>[vc_empty_space][vc_row_inner css=&#8221;.vc_custom_1693053855578{padding-top: 50px !important;padding-bottom: 90px !important;border-radius: 35px !important;}&#8221; el_class=&#8221;with-shadow&#8221;][vc_column_inner css=&#8221;.vc_custom_1693053770061{padding-right: 40px !important;padding-left: 40px !important;border-radius: 1px !important;}&#8221;][vc_column_text css=&#8221;&#8221;]<form id=\"forminator-module-7970\" class=\"forminator-custom-form forminator-custom-form-7970\" method=\"post\" data-forminator-render=\"0\" data-uid=\"69e9e6306837a\"><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><\/form>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1717844846156{padding-top: 80px !important;padding-bottom: 80px !important;background-color: #f4fbff !important;}&#8221;][vc_column css=&#8221;.vc_custom_1515677064675{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_row_inner][vc_column_inner]<header class=\"kd-section-title vc_col-lg-6 vc_col-sm-8 text-center  kd-animated fadeIn   vc_custom_1717963211806\" data-animation-delay=200><h2 class=\"separator_off\" >Latest news reads on LPO Financing in Kenya<\/h2><h6 class=\"subtitle \" style=\"font-size: 18px;\">Explore our blog for insightful articles on LPO financing in Kenya including trends, news and more<\/h6><\/header>[\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1541417551563{padding-bottom: 100px !important;}&#8221;][vc_column_inner][vc_basic_grid post_type=&#8221;post&#8221; max_items=&#8221;3&#8243; item=&#8221;4339&#8243; grid_id=&#8221;vc_gid:1762261519773-145e16a6-b5f2-6&#8243; taxonomies=&#8221;21, 50&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1717671265613{padding-top: 200px !important;padding-bottom: 150px !important;background-image: url(https:\/\/discountcapital.co.ke\/wp-content\/uploads\/2023\/06\/services23.webp?id=7522) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;50px&#8221;][vc_empty_space height=&#8221;10px&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243; [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7847,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7845","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/pages\/7845","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/comments?post=7845"}],"version-history":[{"count":7,"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/pages\/7845\/revisions"}],"predecessor-version":[{"id":7982,"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/pages\/7845\/revisions\/7982"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/media\/7847"}],"wp:attachment":[{"href":"https:\/\/discountcapital.co.ke\/jsoncall\/wp\/v2\/media?parent=7845"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}