Logistics Financing: Fuel Now. Deliver On Schedule. Pay From Your Proceeds.
DCL settles your fuel costs directly with the OMC on your behalf — so your fleet never stops moving while you wait to get paid for a delivery.
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What is Logistics Financing?
Logistics Financing (also known as Anchor-Based Logistics Financing) is a working capital solution built for transporters and fleet operators. Fuel is one of the biggest — and most immediate — costs in running a logistics contract. Instead of you paying for fuel out of pocket while waiting to get paid for deliveries, DCL settles your fuel costs directly with the Oil Marketing Company (OMC), and recovers the advance once your anchor client pays for the completed delivery.
With this facility, you benefit from:
- Fuel paid for upfront — no more cash flow gaps between fuelling and getting paid
- Repayment is automatically routed from your delivery proceeds, so there’s nothing to chase
- Structured around your existing contract with a manufacturer or logistics coordinator
- Discounted fuel pricing tiers as your monthly consumption grows
How It Works: A simple 5-step process to keep your fleet on the road
- 1
Contract Verification
We confirm your active transport contract with an anchor manufacturer or logistics coordinator.
- 2
Onboarding
Your fleet and trip schedules are verified, and a facility is structured around your typical fuel usage.
- 3
Fuel Drawdown
Based on your verified weekly trip schedule, you draw fuel via bulk order, fuel card or LPG order — DCL settles the (discounted) cost directly with the OMC.
- 4
Delivery
You complete your deliveries as contracted.
- 5
Repayment
Your anchor client pays into a dedicated escrow account. DCL recovers the fuel advance and fees, and the balance is released to you — typically within 5 business days of the anchor's payment.
Why use Logistics Financing?
Who is this for?
- 1
Transport companies and fleet owners contracted by major manufacturers
- 2
Logistics service providers with dedicated fleet contracts
- 3
Transport SACCOs and organised transporter groups with structured contracts
- 3
Cargo transporters serving major depots and distribution routes
Frequently asked questions about our logistics financing product
How is this different from a normal fuel card or loan?
Rather than lending you cash to buy fuel, DCL pays the fuel company directly on your behalf, at a negotiated rate — and recovers the cost from the payment your anchor client makes for the delivery you complete. It’s built entirely around your delivery cycle.
Do I need an existing contract with a manufacturer to qualify?
Yes. This facility is anchored on an active transport or logistics contract with a manufacturer or a logistics coordinating company — this is what makes the financing possible without heavy collateral.
How is repayment handled?
Your anchor client’s payment for completed deliveries is routed into a dedicated escrow account. DCL’s advance and fees are settled from those proceeds automatically, typically within 5 business days.
What size of facility can I access?
Facilities are typically available from KES 3,000,000 per transporter, renewable annually, with drawdowns released daily or weekly based on your verified trip schedule.
What if my fuel needs change month to month?
That’s expected — drawdowns are tied to your actual verified weekly trip schedules, so the facility flexes with your real logistics activity rather than a fixed monthly amount.
